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College Scholarship
Gap Calculator

Enter your cost of attendance, financial aid offer, and outside scholarships to see exactly what you owe — broken down by semester installment.

✓ Free forever ✓ No data saved — 100% private ✓ Works offline ✓ Print / screenshot ready
How to use this tool: Fill in your school's Cost of Attendance from your financial aid offer letter. Enter all aid offered. Add outside scholarships below as you apply and win them. The gap and monthly payment schedule update automatically. Blue fields = you type here. Black = auto-calculated.
Cost of Attendance
$0
Full annual cost
School Aid & Grants
$0
Free money from school
Outside Scholarships Won
$0
From your log below
Your Remaining Gap
$0
What you need to cover
🏛️

Cost of Attendance

TuitionFrom your offer letter
$
Food & HousingOn-campus estimate
$
Fees
$
Books & SuppliesEstimated
$
Personal / TransportationIndirect costs
$
Total Cost of Attendance $0
Direct Costs (what school bills you) $0
🎓

School Aid Offer — Free Money Only

Merit Scholarship #1e.g. Academic scholarship
$
Merit Scholarship #2e.g. Arts / departmental
$
Need-Based Grante.g. University grant
$
Federal Pell GrantNeed-based — check FAFSA
$
Federal SEOG GrantSupplemental — if offered
$
State GrantCheck your state aid program
$
Other Free Aid
$
Total Free Aid from School $0
Not included above (keep separate): Subsidized/Unsubsidized Loans and Work-Study require repayment or hours worked. Add them in the options below only if you plan to use them.
Outside Scholarship Log Update status as you apply & win
Scholarship Name Award ($) Deadline Status Amount Won ($) Del
Total Won
$0
0 scholarships
Pending (estimated)
$0
0 scholarships
Applied / In Progress
$0
0 scholarships
Progress toward your outside scholarship goal 0%
$0 won so far
Goal: $
Payment Schedule What you owe each month
⚙️

Schedule Options

Semester structureHow your school splits the year
Installments per semester
months
Include Work-Study?Offset from your balance
Include Student Loans?Optional — adds to debt
Tip: The schedule below shows equal installments per month. Your actual bill may differ — check with your school's Bursar.
💰

Annual Gap Summary

Total Direct Costs (school bill)
$0
School Free Aid
−$0
Outside Scholarships Won
−$0
Work-Study (if included)
−$0
Loans (if included)
−$0
Out-of-Pocket Gap $0
Per Semester $0
🗓️

Monthly Out-of-Pocket Installments

🍂 Fall Semester
Semester Total
🌿 Spring Semester
Semester Total
Tips for Using This Tool
Finding More Scholarships
  • Check successbridgeglobal.com for scholarship resources and monthly deadline lists
  • Ask your school's financial aid office about departmental awards
  • Look for local community foundation scholarships — less competition
  • Military family? Check Folds of Honor, American Legion Auxiliary, Air Force Aid Society
  • Apply for small awards too — $500 here adds up fast
Scholarship Application Tips
  • Tailor every essay to the specific scholarship's mission
  • Never start with "My name is…" — start in the action
  • One specific story beats five vague ones every time
  • Apply for scholarships year-round, not just senior year
  • Keep a master essay document with content blocks by theme
  • Follow up after submitting — shows initiative